City & Financial Global is delighted to announce its fifth annual Payments Regulation and Innovation Summit taking place on 2 February 2026.

This one-day conference brings together UK industry leaders, regulators, and innovators to address the specific challenges and opportunities facing the UK market. From navigating FCA requirements to leveraging the UK's world-leading open banking infrastructure, attendees will gain practical insights and strategic frameworks tailored to the UK regulatory environment and competitive landscape.

This year’s Summit addresses the key developments which are shaping the payments ecosystem in 2026. From a regulatory perspective, the merger of the PSR and FCA potentially heralds a new era for the way in which regulators interact with the industry – or not, as the case may be. We are delighted that David Geale, Executive Director, Payments and Digital Finance, Financial Conduct Authority and Managing Director, Payment Systems Regulator has agreed to give a keynote address on what the consolidation means and how they will achieve their objectives.

Whatever the regulatory framework, there can be no doubt that there will be a wave of radical reforms over the next year. With the FCA's new safeguarding rules taking effect in May, the maturation of the APP fraud reimbursement regime, and the transition from open banking to open finance, UK payment providers face unprecedented regulatory and competitive challenges. Simultaneously, technological innovations including agentic AI, real-time payment enhancements, and the emergence of regulated stablecoins are creating new opportunities for those prepared to adapt.

A full list of issues on the agenda can be found here