Overview

The next edition of City & Financial Global’s annual Payments Regulation and Innovation Summit, taking place on 11 February, could not come at a more opportune time. Regulatory reform, the evolution of open banking and open finance, the growth of stablecoins and tokenisation, new approaches to fraud prevention, and rapid advances in AI and digital payments are reshaping the market.

The Summit will bring together senior policymakers, regulators, industry leaders and technology experts to examine what these developments mean for the future of payments — and, crucially, what firms need to do now to respond.

Chaired by Natalie Lewis, Partner, Head of Fintech, Market Infrastructure and Payments, Travers Smith, the programme will open with a focus on the Government’s proposals for a modernised payments ecosystem and the practical implications of a changing regulatory framework.

The agenda will then turn to some of the most important issues shaping the future of payments, including open banking and open finance, APP fraud and reimbursement, digital wallets and variable recurring payments, stablecoins, tokenisation and the future of money.

The Summit will also look beyond today’s regulatory priorities to consider the emerging opportunities and risks facing the sector. Sessions on agentic AI, digital fraud, new payment technologies and the evolving digital regulatory framework will examine how firms can innovate while managing operational, regulatory and consumer risks.

Why attend?

  • Gain a clearer view of the regulatory direction of travel
    Hear directly from policymakers and regulators about the reforms, supervisory priorities and strategic issues that are likely to shape the UK payments market.
  • Understand the practical implications for your business
    Move beyond high-level policy discussion to examine how regulatory and market changes could affect business models, compliance, risk management, product development and investment decisions.
  • Hear how industry leaders are responding
    Gain insight from banks, fintechs, payment providers, infrastructure operators and industry bodies on the opportunities and challenges they are seeing across the market.
  • Explore the next generation of payments
    Understand how open finance, digital wallets, stablecoins, tokenisation, variable recurring payments and AI could reshape the payments ecosystem.
  • Benchmark your thinking with senior peers
    Use the Summit’s panel discussions and networking sessions to compare approaches, exchange practical experience and build relationships with decision-makers across the payments industry.
  • Identify the issues that will shape the next 12–24 months
    From the implementation of regulatory reform and APP fraud to stablecoin adoption and agentic AI, the Summit will provide a forward-looking view of the issues firms need to have on their radar.

Why this event?

Regulation meets innovation: Explore how regulatory reform, open banking, stablecoins, tokenisation and AI are reshaping payments.

Practical and decision-maker focused: Understand the impact on compliance, risk, business models, product development and investment.

Cross-market perspective: Hear from policymakers, regulators, banks, fintechs and technology leaders shaping payments.

View agenda

Our 2026 Speakers

Who's in the room?

Who should attend?

The Summit is designed for senior professionals working across the payments and financial services ecosystem, including:

Payments & Fintech Executives: Senior leaders shaping strategy, innovation and growth across payments and digital finance.

Banks & Payment Providers: Banks, building societies, payment service providers, e-money institutions, card schemes and payment networks.

Fintech & Technology Businesses: Fintechs, digital finance businesses, open banking and open finance providers, digital wallet and payments technology companies.

Risk, Regulation & Compliance: Compliance, legal and regulatory professionals, risk and fraud specialists, financial crime experts, policymakers, regulators and industry bodies.

Strategy, Innovation & Infrastructure: Product, strategy and innovation leaders, financial market infrastructure providers and technology platforms supporting the payments ecosystem.

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