David leads on policy and other activities relating to capital markets, international banking policy, commercial banking, invoice finance and asset-based lending, as well as operational resilience. David also leads on ensuring our data and research function is providing our members will valuable insights and strengthening our advocacy activities. David was previously a Policy Director in the FCA and before that spent nearly 2 decades as a civil servant, mostly in the Treasury. During that time David played a leading role in the design and delivery of many financial service polices, including as the senior civil servant leading on Covid loans policy throughout the pandemic.