Apurv Bhatnagar is Vice President, AI Advisory & Commercialisation at Mastercard, where he leads initiatives focused on the development, commercialisation, and scaling of AI powered products and advisory capabilities for financial institutions globally. Based in London, he works with banks, fintechs, regulators, and technology partners to help organisations navigate the opportunities and challenges created by the rapid evolution of artificial intelligence.

Apurv's work sits at the intersection of AI strategy, product innovation, governance, and business transformation. He is actively engaged in shaping next-generation AI solutions, including agentic AI, intelligent commerce, and AI-powered banking experiences, while helping organisations address critical considerations around trust, transparency, security, risk management, and regulatory compliance.
With extensive experience across payments, financial services, digital transformation, and emerging technologies, Apurv advises senior executives on how to balance innovation with responsible AI adoption. His current focus includes the governance frameworks, operating models, and commercial strategies required to deploy AI safely and at scale in highly regulated environments.

As a speaker and industry advisor, Apurv is passionate about bridging the gap between technological possibility and practical implementation, helping organisations turn AI ambition into sustainable business value while maintaining the confidence of customers, regulators, and society.