What the UK’s adaptation priorities mean for companies, financial institutions, investors, insurers and infrastructure owners.

Progress in preparing for climate change, areas of inadequate adaptation, and the economic and financial consequences of delay.

The latest evidence on flooding, heat, drought, storms, wildfire and compound events, and what these risks mean for businesses, assets and markets.

How financial institutions are responding to physical climate risk across lending, investment and underwriting. What institutional investors and asset owners need to understand about the resilience of portfolio companies and assets.

The role of AI, advanced analytics and new modelling techniques in improving the assessment of physical climate risk, scenario analysis and capital allocation. How banks, insurers and investors can use physical-risk analysis to guide lending, investment, underwriting, asset allocation and resilience planning, while addressing scenarios, data quality, uncertainty and model limitations.

Supervisory expectations for resilience and physical climate-risk management, including governance, scenario analysis, data quality, customer outcomes, proportionality and implementation.

How financial institutions and investors can help close the adaptation finance gap. Investment opportunities across resilient infrastructure, cities and the built environment, energy and grid resilience, nature-based solutions and emerging adaptation technologies, alongside innovative financing models including PPPs and blended finance.

A series of four short (5-minute) company introductions followed by a panel discussion. 

Asset-level data, data consistency, validation, uncertainty, AI and emerging modelling techniques, supply-chain information and the controls needed to support lending, insurance, investment and corporate decisions.

Directors’ duties, liability, contractual responsibilities, disclosure, insurance wording, supply-chain obligations and the legal implications of failing to prepare.

Premiums, deductibles, exclusions, capacity, business-interruption cover, risk prevention, public-private risk pooling and the effect of insurance on companies, property owners, lenders, investors and customers. The role of insurance in incentivising resilience investment, including risk prevention, nature-based approaches to reducing physical risk and new approaches to public-private risk sharing.

How poor preparation, avoidable disruption, misleading claims or inadequate customer support can damage trust with investors, customers, employees, regulators and communities.

Materiality, impairment, provisions, asset valuations, useful lives, going-concern assessments, insurance recoveries, adaptation expenditure, audit evidence and decision-useful reporting. How companies are reporting their adaptation strategies, investor expectations, the credibility of adaptation plans and the link between physical-risk assessment, resilience investment and financial reporting.