Joanna Fic is a Senior Vice President in Moody’s EMEA Infrastructure Finance team, based in London. Her current analytical focus is primarily on utilities and transport infrastructure companies in the UK, Africa and Middle East. With extensive credit experience across a range of sectors and jurisdictions, Joanna has a deep understanding of both conventional and complex structured financing arrangements.

Over the course of her career at Moody’s, Joanna has written extensively on European utilities and transport infrastructure credit. She also authored and contributed to the development of a number of transport infrastructure methodologies. A highly regarded analyst and respected commentator, Joanna is a frequent speaker at conferences, investor roundtables and other events.

Prior to joining Moody’s in 2007, Joanna was a credit risk manager at Citigroup, where she was responsible for a diversified portfolio of corporates.