Nilixa is an experienced policymaker and regulatory strategist shaping the future of digital money, payments innovation, and financial market infrastructure. She is Chair of the Open Finance Association, a not for profit representing fintechs in the open finance ecosystem and founder and CEO of Payments Solved, a regulatory consultancy advising regulators and industry.

A qualified lawyer with a Master’s in European Competition Law, Nilixa brings deep regulatory and market insight shaped by senior roles across industry and public authorities. She has worked extensively with the European Commission, European Central Bank, UK Government and national regulators on the evolution of payments, digital money, and data-driven finance.

Nilixa has been appointed to multiple strategic European advisory bodies, including the ECB Digital Euro Market Advisory Group and several EU payments and data expert forums. Her career spans senior roles at the FCA, EBA, Open Banking Implementation Entity, Mastercard, and Barclays, positioning her at the intersection of innovation, regulation, and global financial transformation.