Electronic Money Association

The Electronic Money Association (EMA) is the trade body representing the interests of e-money issuers and innovative payment service providers globally for over 20 years. The EMA acts as a forum for industry, enabling the sharing of know-how and the development of good practice. It represents its members in discussions with governments, EU policymakers, consumer bodies and other parties.

Our membership includes large e-commerce businesses, fintech service providers, a large number of prepaid card issuers, crypto currency businesses, AIS/PIS providers, acquirers, bill payment providers, corporate incentive providers, mobile payment specialists, and business to business services.

We have offices in Brussels and London. The EMA also has local branches in 5 European countries: Ireland, Lithuania, Luxembourg, Malta, and the Netherlands.

The Payments Association is the largest community in payments. Founded in the UK in 2008, the association now operates communities in the UK, EU and Asia, helping almost 300 companies enhance their commercial interests, solve societal problems such as financialexclusion and evaluate new opportunities for innovation in payments.

Our purpose is to empower the most influential community in payments, where the connections, collaboration and learning shape an industry that works for all.

We operate as an independent representative for the industry and its interests, and drive collaboration within the payments sector in order to bring about meaningful change and innovation.  We work closely with industry stakeholders such as the Bank of England, the FCA, HM Treasury, the Payment Systems Regulator, Pay.UK, UK Finance and Innovate Finance.

Through our comprehensive programme of activities for members and with guidance from an independent Advisory Board of leading payments CEOs, we facilitate the connections and build the bridges that join the ecosystem together and make it stronger.

These activities include a programme of monthly digital and face-to-face events including our annual conference PAY360 and awards dinner, CEO round tables and training activities.
We run seven stakeholder working groups: ESG, Inclusion, Regulator, Financial Crime, Cross-Border, Digital Currencies and Open Banking.  The volunteers within these groups represent the collective view of The Payments Association members at industry-critical moments and work together to drive innovation in these areas. We also conduct exclusive industry research which is made available to our members through our Insights knowledge base.

Payments Cards & Mobile is built on three pillars of: Publishing, Research and Consulting. For 29 years we have been supporting the payments industry with our award-winning insight and analysis.

We offer our clients services ranging from content creation through reports, white papers and blogs through to distribution via our own platforms, supported by a strong social media presence and paid for media like The Economist and The Financial Times.

Payments Cards and Mobile magazine covering  Cards, Issuing& Acquiring, Regulation, Mobile Payments, Contactless, e-Commerce and POS is published 6 times a year with supplements.

The Paypers covers the latest global news and analyses on payments, ecommerce, fintech, and the digital economy. We’re on top of all payments and fintech news: payments infrastructure, payments systems, payments behaviors, ecommerce payments, Open Banking and Open Finance, Banking-as-a-Service, B2B payments, cryptocurrencies, fraud and financial crime prevention, along with breaking news on the digital economy. Follow us for the latest regulation updates, along with relevant company news on payments investments, product launches, partnerships, and mergers and acquisitions.

techUK is the trade association which brings together people, companies and organisations to realise the positive outcomes of what digital technology can achieve.

With around 1,000 members (the majority of which are SMEs) across the UK, techUK creates a network for innovation and collaboration across business, government and stakeholders to provide a better future for people, society, the economy and the planet.

By providing expertise and insight, we support our members, partners and stakeholders as they prepare the UK for what comes next in a constantly changing world.