The Government’s future strategy to foster a culture which encourages investment in equities over cash savings

The role of the regulator in driving greater retail investment and the practical implications of “targeted support”

The Retail Investment Campaign’s purpose and remit: how does it plan to achieve its aims of encouraging consumers to invest in UK assets?

Focus: The impact of greater investment in UK equities on the financial services industry and how firms can resolve the tension between encouraging responsible risk-taking and their duties to consumers

Rebuilding trust and engagement in retail investment

Focus: Why UK consumers remain risk-averse, how trust was damaged post-crises, and what actually shifts behaviour - transparency, outcomes-based products, and communications

Product Innovation for the Mass Market: Beyond Cash ISAs

Focus: How product design can meet regulatory guardrails and consumer needs - blended advice, model portfolios, long-term vehicles, simplification

The Mills Review and the long-term impact of AI on retail financial services

Technology, AI and the Democratisation of Advice

Focus: Robo-advice, nudges, personalisation, open finance - what’s scalable, what’s compliant, and what consumers will trust

Financial Capability, Education and the Role of Employers

Focus: Long-term behavioural change - schools, workplace investing, pensions dashboards, auto-enrolment evolution

Mobilising Domestic Capital for UK Growth

Focus: Connecting retail flows to productive finance - UK equities, infrastructure, scale-ups, and the political economy of “investing at home”

The impact of the FCA’s proposed client categorisation reforms on dealing with retail customers

What Does Success Look Like by 2030? 

Focus: Metrics, milestones, and accountability - participation rates, advice access, UK equity ownership, consumer outcomes